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Does Costco Take EBT?

Written by: Jody Adams
Last updated: January 31, 2024

Have you ever wondered, “does Costco take EBT?” If so, then you're not alone. Many shoppers have asked the same question, which is essential to answer. Knowing whether a store accepts Electronic Benefits Transfer (EBT) can help make shopping easier for people who rely on food stamps or other government assistance programs. 

In this article, we'll take a look at what EBT is, how it works, and whether Costco accepts it.

Understanding EBT

EBT, or Electronic Benefits Transfer, is a program that allows individuals to receive government benefits through electronic payments. This system replaces paper checks and food stamps with a secure payment card. The EBT card can then be used at any store which accepts it as payment for groceries, household items, and more.

The primary purpose of an EBT card is to provide people who are facing financial difficulty with access to food assistance programs like SNAP (Supplemental Nutrition Assistance Program). In addition to using their cards for purchasing eligible food items from grocery stores and certain farmers’ markets, recipients of the EBT card may also use their cards online or over the phone for ordering goods from participating retailers.

Using an EBT card is simple: after swiping your card at checkout, you will enter your PIN for verification purposes. Once approved, the funds associated with your account will be transferred instantly. Your remaining balance appears on your receipt so you can track how much money remains in your account.

Does Costco Take EBT Payments?

Yes, Costco does accept EBT (electronic benefit transfer) as a form of payment. Fortunately, using your EBT card at the store checkout is quite easy when you are ready to pay for any goods purchased. Here’s how:

  1. Swipe your EBT card in the card reader located on the right side of the cashier's workstation.
  2. Enter your Personal Identification Number (PIN).
  3. The cashier will enter the total amount due and select “EBT” from their terminal menu options.
  4. Finally, sign your receipt or enter your PIN once more if prompted by the machine in order to complete your transaction.

Using an EBT card at Costco allows you access to basic necessities without worrying about carrying too much cash around — which can be convenient and safe! To ensure that using an EBT card at Costco runs smoothly, ensure that enough money is stored in your account before purchasing so that everything goes through properly and quickly at checkout time. 

Why Use EBT At Costco?

Using EBT at Costco stores is a great way to save money on groceries and other household items. To use your EBT card, simply present it at the checkout counter when ready to pay for your purchases. You may be asked to show an additional form of ID, such as a driver’s license or passport. This helps ensure that only those eligible for public assistance benefits can use their cards. Additionally, most states limit how much you can spend each month using an EBT card, so be sure to check with your local state agency before making any large purchases.

If accepted by the store, EBT payments can help you get discounts on select items like fruits and vegetables or even bulk foods. Make sure to ask about any special promotions offered when paying with an EBT card; this could open up more ways to save while shopping at Costco! 

Other Ways To Save At Costco

EBT is a great way to save money at Costco and make your shopping trip more affordable. But there are also other ways you can save on groceries from the warehouse store. To maximize your savings, here's what you need to know:

  • Look for discount codes or promotions when signing up for a membership or purchasing items online. You may get an extra percentage off your total purchase price, which will help you keep costs down.
  • Take advantage of bulk buying opportunities. If you buy in larger quantities, you could save more money over time than if you were to buy smaller amounts each time you shop. Just be sure not to buy more than what you'll actually use!
  • Consider using the free shipping options available with some purchases. This can help reduce costs even further and allow you to take advantage of deals without worrying about how much it will cost to get them home.
  • Don't forget about coupons! Be sure to check out sites like or RetailMeNot before heading out on your next shopping trip - these sources often have exclusive discounts available just for Costco members that can really add up!
  • Use the app! Downloading the Costco app gives access to special offers and promotional prices that aren't always advertised in-store. It's a great way to stay updated on all the latest deals so that you never miss out on potential savings opportunities.

So no matter what type of shopper you are, there is something for everyone at Costco! From bulk buys and discounted products to coupon codes and promotional prices, taking advantage of all their offerings can help stretch your budget further.

Does Costco Take EBT?: The Takeaway

In conclusion, it is clear that Costco does accept EBT payments. This means that individuals receiving benefits from the Supplemental Nutrition Assistance Program (SNAP) can use their EBT cards to purchase goods at any Costco store in the U.S. Additionally, all purchases made with an EBT card will be eligible for discounts and other promotional offers provided by Costco. For those looking to save money on groceries, this is a great option to consider.

If you wish to know more about SNAP benefits, check out this article by Gov Relations!

Jody Adams
Jody Adams is an accomplished editor-in-chief with a deep understanding of social care and government benefits issues. With a background in journalism and a master's degree in Public Policy, Jody has spent her career shaping the narrative around social policies and their impact on society. She has worked with renowned publications, effectively bridging the gap between complex policy analysis and public understanding. Jody's editorial expertise ensures that vital information on social care and government benefits reaches a broad audience, empowering individuals to make informed decisions.
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