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5 Home Repair Grants For Disabled Homeowners

Written by: Jody Adams
Last updated: January 31, 2024

Being a disabled homeowner can be a complex and challenging experience. Not only do you have to navigate the daily struggles of living with a disability, but you also have to ensure your home is equipped to support your particular needs.

Also, you need to be ready with expenses to repair your home when problems come, which can be tough when you have a limited income or resources.

However, there are home repair grants for disabled homeowners that can help make home repairs and renovations more affordable and accessible.

In this article, learn more about the best home repair grants for disabled homeowners and how to know if you qualify for them.

Importance Of Home Repair Grants For Disabled Homeowners

Home repair grants for disabled homeowners are a great way to help them maintain and repair their homes.

Local, state, and federal government agencies typically provide these housing assistance programs to help disabled homeowners stay in their homes and make necessary repairs, including roof, plumbing, electrical, and more.

The primary benefit of home repair grants for disabled homeowners is that they can help them remain in their homes.

Many disabled individuals may struggle to do house repairs due to their financial situation, and these grants can help them stay in their homes and still receive the funds they need. Furthermore, these grants can also help ensure that the home is safe and structurally sound, which can be extremely important for those with disabilities.

If you're wondering about the available home repair grants for people with disabilities, here are some worth considering.

1. Department of Veterans Affairs Specially Adapted Housing

The Department of Veterans Affairs offers numerous support programs for veterans with disabilities, including the opportunity for home improvements and repairs.

In the Specially Adapted Housing grant, veterans who have service-related disabilities will be provided with funds for a home construction or modification project. However, eligibility is limited to veterans with these disabilities:

  • Loss of use of both legs
  • Loss of use of one leg and organ disease or loss of use of one arm
  • Blindness in both eyes
  • Loss of use of both arms at or above the elbow
  • Severe burns

Notably, the Specially Adapted Housing grant has a 30-person cap at a time and a limit of $101,754 in funding. If you are interested in applying, you can start by filling out and submitting this Specially Adapted Housing VA form.

2. Section 504 Home Repair Program

The US Department of Agriculture supervises Single-Family Housing Repair Loans and Grants, also known as the Section 504 Home Repair Program. The main purpose of this program is to help the elderly and people that meet household income levels, but it is also accessible to people who have impairments.

Applicants who are interested in this program must meet the following requirements:

  • Own your primary residence
  • Make less income than the income limits in your county
  • Lack credit options
  • Be at least 62 years old

Other requirements vary based on location, so it would be best to contact your state office for complete information.

3. International Habitat For Humanity

International Habitat for Humanity is one of the most popular nonprofit organizations in the United States and worldwide. It builds affordable housing and makes it accessible to low-income people. Aside from offering a place for first-time home buyers, International Habitat for Humanity also helps families renovate and upgrade their homes.

International Habitat for Humanity affiliates is selected based on their level of need, desire to provide “sweat equity” hours and complete training, and commitment to making reasonable monthly mortgage payments until they reach full homeownership.

4. Community Volunteer Program

Sometimes, you don't have to look elsewhere for the chance for home modifications. There can be home modification grants within your locality! Communities, churches, and other charities all over the country have volunteers that help people in need to complete house repairs.

You can ask around or search online to find local volunteer programs, but you can also check out VolunteerMatchThe Home Depot FoundationGood Neighbors, and similar organizations. Just review their application requirements to get started.

5. Rebuilding Together AmeriCorps

Rebuilding Together AmeriCorps (RTA) is a national program that helps to improve the lives of low-income homeowners and their communities by providing safe and healthy housing.

Through the program, AmeriCorps members serve in full-time, ten-month positions, working with local Rebuilding Together affiliates to repair and revitalize homes, revitalize community centers, and provide various other services.

If you want to become a Rebuilding Together affiliate, you should find your local affiliate and check for eligibility requirements. 

Frequently Asked Questions:

What are home repair grants for the disabled?

Home repair grants for the disabled are financial assistance programs, often provided by federal, state, or local government agencies, that help individuals with disabilities cover the costs of necessary home modifications or repairs. These grants aim to improve accessibility, safety, and overall quality of life for disabled individuals by making their homes more accommodating to their needs.

What types of home repairs or modifications are covered by these grants?

Home repair grants for the disabled typically cover modifications and repairs that enhance accessibility, safety, and mobility within the home. Examples include installing ramps, widening doorways, modifying bathrooms, adding grab bars or railings, and installing adaptive equipment. The specific repairs or modifications covered may vary depending on the grant program and the individual's needs.

How can I find and apply for home repair grants for the disabled?

To find and apply for home repair grants for the disabled, start by researching available grant opportunities through government websites, such as the U.S. Department of Housing and Urban Development (HUD) or the U.S. Department of Agriculture (USDA). You may also consult local disability organizations or your state's housing agency for information on state or local grant programs. To apply, carefully review the eligibility requirements and follow the application process outlined by the grant provider, which may involve submitting documentation, attending interviews, or providing estimates for the required repairs or modifications.

Can disabled veterans receive home repair grants?

Yes, disabled veterans can apply for the VA's Specially Adapted Housing (SAH) or Special Housing Adaptation (SHA) grants, which can be used for home modifications.

Are there local grants for disabled homeowners needing home repairs?

Yes, many local and state governments, as well as non-profit organizations, offer home repair assistance programs for disabled homeowners. Check with local housing authorities or disability services for more information.

Help For Disabled Homeowners On The Way!

Home renovation projects may be costly but necessary to ensure accessibility for disabled members of the household. These home repair grants for disabled homeowners are perfect for this need, so verify your eligibility today to improve your home and ensure safety.

There are tons of programs that help disabled people, one of those is a free air conditioner. Check out our article about how to get a free air conditioner for disabled people to learn more.

If you want to learn more about other assistance programs for disabled people, check out the Gov Relations guide to rental assistance for disabled people on social security.

Jody Adams
Jody Adams is an accomplished editor-in-chief with a deep understanding of social care and government benefits issues. With a background in journalism and a master's degree in Public Policy, Jody has spent her career shaping the narrative around social policies and their impact on society. She has worked with renowned publications, effectively bridging the gap between complex policy analysis and public understanding. Jody's editorial expertise ensures that vital information on social care and government benefits reaches a broad audience, empowering individuals to make informed decisions.
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